Xero

Pros: Easiness. Transferred from SAGE and it was pretty simple. Help isn’t as good as sage but lots in the help sextion

Cons: Cannot connect to CAF Bank which makes being a charity very difficult when doing the banking element

Pros: Interface moderne et facile à utiliser Bonne automatisation de la comptabilité Accès en ligne pratique (cloud) depuis n’importe où Intégrations nombreuses avec d’autres outils Bon suivi des factures et des dépenses

Cons: Coût relativement élevé selon les fonctionnalités choisies Courbe d’apprentissage pour les nouveaux utilisateurs Peut être un peu lent avec de gros volumes de données Support client parfois difficile à joindre ou peu réactif Certaines fonctionnalités avancées peuvent être complexes à configurer

Pros: Easy to use Easy to reconcile Easy to connect to HMRC & to do VAT returns. Good Customer Support Good mobile access

Cons: Quotes dont turn into invoices easily. invoices would be better if they could show us the whole job price and knock percentages off as we raise different percentages on each job.

Pros: How it just works without any training. I am not an accountant whatsoever, I'm just a software developer actually but it was SO EASY to get familiar with Xero. My accountants were impressed at how perfect my books were on it. They were able to produce my UK VAT returns within minutes.

Cons: The UI is very outdated. It looks pretty bad. I use a Chrome extension to make it dark for night time usage. It does feel clunky sometimes going back between pages and seeing old information.

Pros: The conveniency and the user friendly part , I do use Xero since 3 years now over 2 businesses , simple to learn and so much time saved

Cons: to be honest , everything is pretty great when using Xero , I couldn't fault anything for now beside of the website being off once in a while

Pros: Extremely affordable cost and the functionality is right up there with other name-brand programs. My accountant loves it and funds it very intuitive.

Cons: Honestly, not much. There were a few minor challenges with account setup but xero’s support team was very responsive

Pros: What I like most about Xero is its clean, easy-to-use interface and automation features, especially bank reconciliation and invoicing, which save time and make managing finances much more straightforward.

Cons: What I liked least about Xero is that customer support can be slow and limited, and some advanced features like reporting, payroll, and customization feel less flexible or harder to use than expected.

Pros: The sheer beauty of the user experience - it has grown and changed but always maintained a fresh and vibrant look and feel - as easy as apple pie ;-)

Cons: The subscription cost for lower end users - they don't really do a 'minimal entry' platform that doesn't hurt your pocket if you're having a rough month. Like all platforms, they have to decide which features that users request will be implemented, and that left some users feeling ignored and out in the cold. It just cant be perfect for everyone, but its damn close!

Pros: It's very user friendly. The bank feeds, journals, AP and AR function are all very straightforward and the layout is nice to use.

Cons: Importing the chart of accounts can get a bit complicated, but that's expected. There's not much else I don't like.

Pros: It is very user friendly. We are a small nonprofit without a formal accountant and were able to set up our business and run reports in ways that are simple but useful.

Cons: There isn't anything I don't like. There was some confusion for me around setting up our chart of accounts but I was able to meet with someone from Xero and they solved the problem quickly and gave me a wonderful overview of the platform.

Pros: - Automation of finance tasks: Easy to set up Bank feeds; Easy to send out invoices; Easy to complete reconciliations such as stripe/other payment gateways using automated matching software which frees up a lot of time.

Cons: - Reporting and workflows aren’t very flexible like some other larger ERP systems, which can be frustrating especially as our company grew in size and required more advanced and granular reporting.

Pros: I believe that it is highly intuitive software that helps my business stay productive. It is software that really helps you understand the basic building blocks of your business

Cons: It is restrictive in terms of providing all of the benefits of the financial umbrella. I would like an all-in-one solution

Pros: Very easy to use and makes managing finances simple. The invoicing and reporting features are strong, and the dashboard gives a clear overview of everything in one place

Cons: There are occasional minor bugs, but nothing that significantly impacts use. Customer service slow at times.

Pros: What I like most about Xero is how intuitive and time-saving it is for day-to-day financial management. The dashboard gives a clear, real-time view of cash flow, bank balances, and outstanding invoices, which makes decision-making much easier. I’ve found the bank reconciliation feature especially efficient, it automatically matches transactions and significantly reduces manual effort. The invoicing function is also smooth, with easy customization and quick sharing options, which helps streamline client interactions. That said, while it’s great for standard accounting needs, it can feel slightly limited when dealing with more complex reporting or highly customized requirements. Overall, it strikes a good balance between usability and functionality, especially for small to mid-sized businesses looking for a reliable, cloud-based accounting solution.

Cons: What I like least about Xero is that some of its advanced features can feel limited, particularly when it comes to highly customized reporting or complex financial analysis. For example, generating detailed, tailored reports often requires exporting data to Excel, which adds an extra step. I’ve also noticed that as transaction volume increases, the platform can occasionally feel slower, especially during bank reconciliation or when loading reports. Additionally, certain features like multi-currency handling or more advanced integrations, are only available in higher-tier plans, which can make it less cost-effective for growing businesses.

Pros: Xero is a cost effective, professional level accounting solution for small business. It has an easy to use interface, offers plenty of integrations, and the cloud hosting is easily scalable. Banking integration is great.

Cons: Premium features can be costly. Customer support could be better. Reporting isn't as good as the competition.

Pros: Xero is a very beginner friendly accounting tool, it is easy to manage bank accounts with linked reconciliations. The software is easy to navigate and easy to maintain day to day business.

Cons: The issue I have with Xero is posting manual adjustments can become difficult as they have locked nominal accounts.

Pros: It is easy yo use, easy to set up and provides very good user training. Provides room for customisation as well.

Cons: Nothing really. I find it user-friendly. Sighthly difficult to use for multi-entity kind of business.

Pros: Xero is a pretty good invoicing/accounting platform which integrates well into our business. I like the email templates and ability to send quotes/invoices with custom messages, feels personal but is simple to set up. Works well for the amount of invoices we handle (200 a year ish).

Cons: There are certain little things which I have found a little difficult. For example, I can't just paste an address in and it auto-fill the City/Street/Zip code, you have to individual paste in each field. Also, once you have send and invoice, you can't then add automatic email reminders. I also thing the overdue invoice page UI could be improved to help our finance department be a bit more organise, e.g. AI features could work well here (flag invoices which are unlikely to be paid based on past experience or due dates).

Pros: I really appreciate how easy it is to manage invoices and track expenses. The bank reconciliation feature works well enough for our needs and saves a lot of time compared to our old system. We've also found the reporting helpful for quick insights into our cash flow.

Cons: Sometimes the mobile app can be a bit clunky when trying to input new transactions on the go. It's not a huge deal, but I wish it was a little more intuitive for quick entries. Also, finding specific historical data can take a few too many clicks.

Pros: There is a lot of customer support available however its not instant and when your completing your account's you need an immediatre response not a call back

Cons: Its complicated to use and no-one explained you need multiple apps to upload your receipts and bills and pages of uploads banking invoices . I have found it very complex and frustrating

Pros: Xero is easy to use and doesn’t require deep accounting knowledge to get started. Invoicing, payments, and bank reconciliation are quick and intuitive.

Cons: Very limiting for more complex accounting needs. Xero seems to be more suitable for sole traders and small companies.

Pros: We have used Xero for several years to do our accounting. We moved over from Sage. What I like about Xero is it is simple. Everything is laid out sensibly and it is easy to navigate. There are access to many different pre-made reports as well as the ability to customise and favourite as well. We have this software linked to our Cybake account and send over invoices from there daily. We also raise invoices within Xero itself. We also use it for bills. I use this everyday and have never encountered an issue. When there is something I don't know how to do i have never needed to contact customer support. I just search online to find the answer quickly.

Cons: Some of the pre-made reports have very similar names. Which can be confusing at first until you learn them but that is similar to other software we use or have used in the past. Just means sometimes I click a few different ones before I land on the one I want. Not a big issue.