PayPal

Pros: I like PayPal because it’s convenient and easy to use. It is a widely accepted form of payment transaction. My payment is secure.

Cons: The thing I like least about PayPal is sometimes the instant transfers have a fee. Also, customer service can be difficult to access. Quick customer service is an important feature.

Pros: PayPal is quick to set up and widely accepted, which makes it very convenient for both personal and business transactions. Payments are processed efficiently, and the platform offers useful features such as invoicing, transaction tracking, and buyer/seller protection. It is particularly helpful for managing international payments without needing complex banking processes.

Cons: Transaction fees can be relatively high, especially for frequent or international usage. In some cases, account limitations or verification checks can interrupt transactions and require additional steps to resolve. The interface can also feel slightly fragmented across different features.

Pros: I enjoy that you could use your email for payment usage and it also keeps up with a history of how much you sent to one person versus another

Cons: I don’t like the fact it takes several days to transfer money from other account accounts in a charge extra fees for quicker transfers, it should be free since you’re using the platform

Pros: PayPal is the easiest payment portal to use. Does just about everything as well as act as a secured online bank.

Cons: Not the best rewards on their credit cards and the APR is high. That is the only complaint I have. Perks could be better.

Pros: I like how widely accepted PayPal is and a large number of my peers have it for peer to peer payments.

Cons: I have received an invoice for an unrecognized product and called immediately for it to be removed as it was later confirmed to be a scam.

Pros: Lo mejor de PayPal es lo fácil que resulta cobrar y mandar dinero rápido y sin estrés, sobre todo cuando tienes clientes en otros países. La plataforma te simplifica un montón el tema de las transacciones y es una maravilla para llevar en orden y sin complicaciones todos los pagos de mis proyectos freelance o de creación de contenido.

Cons: Como sugerencia seria interesante que agilizaran los tiempos de revisión y a la gestión de algunos trámites. A veces el proceso se siente algo lento, y si agilizaran esos detalles, el uso diario de la plataforma sería mucho más cómodo y menos pesado.

Pros: Easy to use and the user interface is great for managing expenses, a free app as well so great value for money! Customer support is very fast as it has a chatbot that answers most of your questions. You can also use the app for invoicing as you can create them through the app! Hardly any bugs or issues either

Cons: I usually use my banking app for ease as it is direct and there isn't a delay in payment. So I would say that using a banking app is a lot easier

Pros: I like the ease of use and the range of payment options it provides. It also helps to be able to see a history of payments in one place.

Cons: With so many payment platforms in existence, it is not everyone's preferred method. However, that is a few and far between situation.

Pros: PayPal's biggest strength is its versatility — you can pay for services, send money to anyone, receive payments from clients, and integrate it into e-commerce platforms, all from a single account. The checkout experience is fast and familiar to buyers worldwide, which significantly reduces friction in online transactions. For freelancers and small businesses, having a globally recognized payment method builds instant trust with clients.

Cons: The transaction fees can add up quickly, especially for international transfers and currency conversions. Occasional account freezes or payment holds can be disruptive for businesses that rely on cash flow. Customer support, while available, can be slow to resolve disputes compared to what you'd expect from a platform of this size.

Pros: Paypal's interface is very user friendly, easy to navigate, send and receive money and their credit card interface is super easy

Cons: Paypal started off a little cumbersome but never too difficult to navigate, they have done a great job evolving.

Pros: Paypal is a phenomenal application/ service - its easy to use and makes me feel secure when paying for services or items. Existing and new clients can use their paypal accounts when at checkout and makes providing our services much faster.

Cons: Not many things I can say I dislike because it does everything I intent it to work on and have helped other friends and family use it.

Pros: What I liked most is how easy it is to receive money internationally and transfer it to my Canadian bank within a few business days. Pay in 4 also makes online shopping more manageable.

Cons: What I liked least about PayPal is that some features, like Pay in 4 or Split the Bill, are not available with every merchant even when PayPal is offered at checkout. It can also take a few business days for international transfers to fully settle into my bank account.

Pros: I like that I can transfer money to other accounts as well as cash a check right there from my phone

Cons: I don't like that they charge you to load money onto your card at stores it used to be free at certain stores

Pros: J’utilise PayPal aussi bien pour certains paiements professionnels que pour des transactions plus rapides , Pour des activités digitales ou des achats en ligne,

Cons: Les frais de transaction est élevés sur certaines opérations internationales. Le service client peut également prendre du temps pour résoudre certains litiges ou vérifications de compte.

Pros: PayPal is widely used and recognized as a safe means of sending and receiving money. I have used PayPal for many years and have had only a few issues with it. Most importantly if ever needing to look into an email or something that seems wrong make sure you don't click links in emails and go directly to the PayPal app or webpage to log in and investigate. PayPal has often been able to help me with disputes when I have not received goods purchased.

Cons: The one thing that has been a hassle for me with PayPal is changing my name to match my current government name. They want documents that will be too challenging for me to get at this time. Other than that I love PayPal.

Pros: I use PayPal for my side business of providing future predictions. It provides efficient monthly billing, never an issue with payment.

Cons: Really nothing in the last few years. Around 2020 there was a charge back issue which PayPal unfairly (I believed) settled against me, but have had a few since resolved in my favor.

Pros: PayPal makes online payments fast and convenient, especially for international transactions and freelance payments. The platform is easy to use, integrates well with many websites and e-commerce platforms, and offers strong buyer protection that increases trust during transactions. I also like how quickly invoices and payment requests can be created, which helps streamline small business operations. The mobile app is reliable and makes it easy to monitor transactions on the go.

Cons: Transaction and currency conversion fees can become expensive, especially for international payments or high transaction volumes. Account limitations or security reviews can sometimes happen unexpectedly, and resolving those issues through customer support may take longer than expected. The interface is generally simple, but some advanced settings and dispute processes could be more transparent and easier to navigate.

Pros: Convenience and good mobile app. The ability to send money privately is a good privacy feature. Easy to use.

Cons: One too many login steps needed. I would prefer an auto log in or not needing to enter my password each time.

Pros: Highly secure, free digital payment platform especially for international and domestic money transfer and very good for international shopping. Very good for International and domestic both business and personal.

Cons: QR scanning facility is not available in my region and the international money transfer takes 24 hours hold in paypal account.

Pros: Ease of use. Customer support. Value For The Money. Bugs and issues. Invoicing. Reliability. Security.

Pros: Easy international and local payments. Strong protection of buyer and seller transactions. Support multiple currencies for global business. Convenient integration with e-commerce platforms.Quick payment notification and tracking

Cons: High currency conversion fees. Customer support response time should be improved. The withdrawal process takes longer in some regions. Exchange rates are sometimes less competitive than those of the banks. Holding large payments affects the cash flow for the business.

Pros: I have used Paypal for years and appreciate that Paypal not only makes it super easy to do purchases, but PayPal always has the customer's back if something goes wrong.

Cons: I do not have any cons about Paypal. The only thing I can think of is that when I did have a dispute it was hard finding where to submit the information initially.

Pros: Secure way to receive funds all over word within given period of time and and it's also widely accepted by others too

Cons: Too much delayed in verification of account,it must get quick and easy with the changing environment